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Scary Harry
05-10-2010, 12:02 PM
Looking for some feed back, who has it and who do you use? Daily or hourly? What rain amount?
We have never used it but are considering it, Any thoughts appreciated ?

Thanks ,
Leo

lonewolfmage
05-10-2010, 01:57 PM
Scary~

Check out Wesland Insurance, talk with Ken Donat.

He come HIGHLY recommended for attratcions, and is quite reasonable, espacially if you are "getting your feet wet"(no pun inteneded) as far as insurance for an attraction.

Contact info for:

Ken Donat
Phone: 608-768-0410
Toll free: 888-292-7389
Cell: 608-343-0273
email: Ken.Donat@westlandinsurance.com

Hope that helps.

~LoneWolf

sophisticatedterror
05-10-2010, 04:07 PM
Rain insurance is very very pricy, and can only really work if your attraction has several years worth of attendance numbers and dollar figures of what you did during said time of being open. You would have to be rained out several nights and typically do tons of numbers on those nights in previous years in order for it to make up for what it costs to get the insurance typically...

Jim Warfield
05-14-2010, 11:21 AM
Years ago farmers would make a quick phone call to their local insurance agent to buy Crop/Hail insurance, as the storm clouds were forming on the horizon!
This doesn't work like that any more.
Gee, I wonder why?

Karl Fields
05-19-2010, 06:50 PM
Not to be argumentative here, but IMHO that response is just not true!

Your rain insurance premiums can be anywhere from relativly inexpensive to break the bank high. Its up to your responses to the first two main factors below, as to where your premiums will be.

#1 How much money you want for a rain out night. If you are looking for $5,000 to cover payroll, it would be a lot cheaper than if you wanted the $100,000 in lost revenues for the night.

#2 How much rain you consider a rain out. If I selected 1/4" in 24 hours it would be a much higher premium than having selected 2" of rain in 24 hours.

#3 Location. If the haunt is in a region that typically has rain in October, their premium is going to be higher the haunt in a typically dry area.

Your prior years numbers have nothing what-so-ever to do with it from the insurance companies view. Why would they care? Unlike insurance on a tangible item, like jewelry, they are simply betting that it does not rain, while you are betting that it will.

Unlike the Full Throttle Saloon TV show, the rain guage is not at your site. If needs to be a USGS monitored guage which are typically located at airports and other 'official' locations.

I have checked with two companies and the above was true with them both. Your results may vary :)



Rain insurance is very very pricy, and can only really work if your attraction has several years worth of attendance numbers and dollar figures of what you did during said time of being open. You would have to be rained out several nights and typically do tons of numbers on those nights in previous years in order for it to make up for what it costs to get the insurance typically...

sophisticatedterror
05-19-2010, 09:00 PM
well then the I must be looking at the wrong companies then! lol Who did you get quotes from..the people I asked were all local here....Just curious....


Thanks!

Karl Fields
05-19-2010, 09:11 PM
Looking for local insurance? Well, that's the main problem :)

The one I remember was Rain Protection rainprotection.net



well then the I must be looking at the wrong companies then! lol Who did you get quotes from..the people I asked were all local here....Just curious....


Thanks!

sophisticatedterror
05-19-2010, 09:13 PM
I will for sure check it out! thanks man!